:root {
  --navy: #0a1628;
  --blue: #1a3a6e;
  --accent: #2e6fd4;
  --gold: #c9a84c;
  --gold-light: #e8c97a;
  --white: #ffffff;
  --gray: #f4f6fa;
  --text: #1a1a2e;
  --muted: #6b7280;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', sans-serif;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
}

/* SKIP LINK (a11y) */
.skip-link {
  position: absolute; top: -40px; left: 0;
  background: var(--gold); color: var(--navy);
  padding: 8px 16px; z-index: 999;
  text-decoration: none; font-weight: 700;
}
.skip-link:focus { top: 0; }

/* NAV */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  display: flex; justify-content: space-between; align-items: center;
  padding: 20px 60px;
  background: rgba(10,22,40,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(201,168,76,0.2);
}

.nav-brand {
  display: flex; align-items: center; gap: 12px;
  text-decoration: none;
}
.nav-brand img { height: 44px; width: auto; mix-blend-mode: screen; filter: brightness(1.8); flex-shrink: 0; }
.nav-brand-text {
  font-family: 'Montserrat', sans-serif;
  font-size: 18px; font-weight: 700;
  color: #ffffff; letter-spacing: 1px;
  line-height: 1.15;
}
.nav-brand-text span { color: #4a9fd4; font-size: 18px; letter-spacing: 1px; }

.nav-links { display: flex; gap: 36px; list-style: none; align-items: center; }
.nav-links a {
  color: rgba(255,255,255,0.75);
  text-decoration: none; font-size: 14px;
  font-weight: 500; letter-spacing: 0.3px;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--gold); }
.nav-active { color: var(--gold) !important; }

.nav-cta {
  background: var(--gold);
  color: var(--navy) !important;
  padding: 10px 24px; border-radius: 4px;
  font-weight: 600 !important;
  transition: background 0.2s !important;
}
.nav-cta:hover { background: var(--gold-light) !important; color: var(--navy) !important; }

.nav-toggle {
  display: none;
  background: transparent; border: none;
  color: var(--white); cursor: pointer;
  padding: 8px; font-size: 24px;
  line-height: 1;
}

/* HERO */
.hero {
  min-height: 100vh;
  background: var(--navy);
  display: flex; align-items: center;
  position: relative; overflow: hidden;
  padding: 120px 60px 80px;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(46,111,212,0.18) 0%, transparent 60%),
              radial-gradient(ellipse at 20% 80%, rgba(201,168,76,0.08) 0%, transparent 50%);
}
.hero-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 80px; align-items: center;
  max-width: 1200px; margin: 0 auto;
  position: relative; z-index: 1; width: 100%;
}

.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold);
  padding: 6px 16px; border-radius: 100px;
  font-size: 12px; font-weight: 600;
  letter-spacing: 1px; text-transform: uppercase;
  margin-bottom: 28px;
  animation: fadeUp 0.8s ease both;
}

.hero-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(42px, 5vw, 64px);
  font-weight: 900; line-height: 1.08;
  color: var(--white); margin-bottom: 24px;
  animation: fadeUp 0.8s ease 0.1s both;
}
.hero-title em { font-style: normal; color: var(--gold); }

.hero-subtitle {
  font-size: 17px; color: rgba(255,255,255,0.65);
  line-height: 1.7; margin-bottom: 44px;
  max-width: 480px;
  animation: fadeUp 0.8s ease 0.2s both;
}

.hero-buttons {
  display: flex; gap: 16px; flex-wrap: wrap;
  animation: fadeUp 0.8s ease 0.3s both;
}

.btn-primary {
  background: var(--gold); color: var(--navy);
  padding: 16px 36px; border-radius: 4px;
  font-weight: 700; font-size: 15px;
  text-decoration: none; transition: all 0.2s;
  letter-spacing: 0.3px;
  display: inline-block;
}
.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.3);
}

.btn-secondary {
  border: 1px solid rgba(255,255,255,0.25);
  color: var(--white);
  padding: 16px 36px; border-radius: 4px;
  font-weight: 500; font-size: 15px;
  text-decoration: none; transition: all 0.2s;
  display: inline-block;
}
.btn-secondary:hover { border-color: var(--gold); color: var(--gold); }

.hero-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 16px; padding: 40px;
  animation: fadeUp 0.8s ease 0.2s both;
  backdrop-filter: blur(10px);
}
.hero-card-title {
  font-family: 'Playfair Display', serif;
  font-size: 20px; color: var(--white);
  margin-bottom: 28px;
}
.stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.stat-item {
  padding: 20px;
  background: rgba(255,255,255,0.04);
  border-radius: 10px;
  border: 1px solid rgba(255,255,255,0.06);
}
.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 32px; font-weight: 700;
  color: var(--gold); line-height: 1;
  margin-bottom: 6px;
}
.stat-label { font-size: 12px; color: rgba(255,255,255,0.5); font-weight: 500; }
.hero-card-divider { height: 1px; background: rgba(255,255,255,0.08); margin: 28px 0; }
.hero-card-cta {
  display: flex; align-items: center; gap: 12px;
  color: var(--gold); font-weight: 600;
  font-size: 14px; cursor: pointer;
  text-decoration: none;
}
.hero-card-cta svg { transition: transform 0.2s; }
.hero-card-cta:hover svg { transform: translateX(4px); }

/* TRUST BAR */
.trust-bar {
  background: var(--gray);
  padding: 20px 0;
  display: flex; align-items: center;
  gap: 20px;
  border-bottom: 1px solid #e5e7eb;
  overflow: hidden;
}
.trust-label {
  font-size: 12px; color: var(--muted);
  font-weight: 500; letter-spacing: 1px;
  text-transform: uppercase;
  padding-left: 60px;
  flex-shrink: 0;
}
.trust-marquee {
  flex: 1;
  overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 4%, #000 96%, transparent 100%);
          mask-image: linear-gradient(90deg, transparent 0, #000 4%, #000 96%, transparent 100%);
}
.trust-track {
  display: flex;
  width: max-content;
  align-items: center;
  animation: marquee 30s linear infinite;
  will-change: transform;
}
.trust-marquee:hover .trust-track { animation-play-state: paused; }
.trust-name {
  font-family: 'Playfair Display', serif;
  font-size: 16px; font-weight: 700;
  color: var(--text);
  letter-spacing: 0.3px;
  white-space: nowrap;
  flex-shrink: 0;
  padding-right: 44px;
  position: relative;
}
.trust-name::after {
  content: "";
  position: absolute;
  right: 20px;
  top: 50%;
  width: 4px; height: 4px;
  margin-top: -2px;
  background: var(--accent);
  border-radius: 50%;
  opacity: 0.5;
}

/* SECTION */
section { padding: 100px 60px; }

.section-label {
  display: inline-block;
  font-size: 11px; font-weight: 700;
  letter-spacing: 2px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 16px;
}
.section-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 700; color: var(--navy);
  line-height: 1.15; margin-bottom: 16px;
}
.section-subtitle {
  font-size: 16px; color: var(--muted);
  line-height: 1.7; max-width: 520px;
}

/* HOW IT WORKS */
.how { background: var(--white); max-width: 1200px; margin: 0 auto; }
.how-header { margin-bottom: 64px; }
.steps {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 40px; position: relative;
}
.steps::before {
  content: ''; position: absolute;
  top: 28px; left: 5%; right: 5%;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold), var(--accent), transparent);
}
.step { text-align: center; position: relative; }
.steps .step-num {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--navy); border: 2px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
  font-family: 'Playfair Display', serif;
  font-size: 20px; font-weight: 700;
  color: var(--gold);
  position: relative; z-index: 1;
}
.step-title { font-weight: 700; font-size: 15px; color: var(--navy); margin-bottom: 8px; }
.step-text { font-size: 13px; color: var(--muted); line-height: 1.6; }

/* BENEFITS */
.benefits { background: var(--navy); position: relative; overflow: hidden; }
.benefits::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 80% 20%, rgba(201,168,76,0.08) 0%, transparent 50%);
}
.benefits-inner {
  max-width: 1200px; margin: 0 auto;
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 80px; align-items: center;
}
.benefits .section-title { color: var(--white); }
.benefits .section-subtitle { color: rgba(255,255,255,0.6); }

.benefits-list { display: flex; flex-direction: column; gap: 20px; margin-top: 40px; }
.benefit-item {
  display: flex; align-items: flex-start; gap: 16px;
  padding: 20px 24px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  transition: border-color 0.2s, background 0.2s;
}
.benefit-item:hover {
  border-color: rgba(201,168,76,0.3);
  background: rgba(201,168,76,0.05);
}
.benefit-icon {
  width: 40px; height: 40px; flex-shrink: 0;
  background: rgba(201,168,76,0.15);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px;
}
.benefit-content h4 { font-weight: 600; font-size: 15px; color: var(--white); margin-bottom: 4px; }
.benefit-content p { font-size: 13px; color: rgba(255,255,255,0.5); line-height: 1.5; }
.benefits-visual { display: flex; flex-direction: column; gap: 20px; }
.rate-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 16px; padding: 36px;
}
.rate-card-label {
  font-size: 12px; font-weight: 600;
  letter-spacing: 1px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 16px;
}
.rate-number {
  font-family: 'Playfair Display', serif;
  font-size: 56px; font-weight: 900;
  color: var(--white); line-height: 1;
}
.rate-number span { font-size: 24px; color: var(--gold); }
.rate-desc { font-size: 14px; color: rgba(255,255,255,0.5); margin-top: 8px; }
.compare-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 16px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.compare-row:last-child { border-bottom: none; }
.compare-label { font-size: 13px; color: rgba(255,255,255,0.5); }
.compare-val { font-weight: 600; font-size: 14px; }
.compare-val.good { color: #4ade80; }
.compare-val.bad { color: #f87171; }

/* FAQ */
.faq-section { background: var(--gray); }
.faq-inner { max-width: 800px; margin: 0 auto; }
.faq-header { text-align: center; margin-bottom: 56px; }
.faq-header .section-subtitle { margin: 0 auto; }
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: var(--white);
  border: 1px solid #e5e7eb;
  border-radius: 10px; overflow: hidden;
}
.faq-q {
  padding: 20px 24px;
  font-weight: 600; font-size: 15px;
  color: var(--navy); cursor: pointer;
  display: flex; justify-content: space-between; align-items: center;
  user-select: none;
  width: 100%; text-align: left;
  background: transparent; border: none;
  font-family: inherit;
}
.faq-q::after {
  content: '+';
  font-size: 22px; color: var(--gold);
  transition: transform 0.2s;
}
.faq-item.open .faq-q::after { transform: rotate(45deg); }
.faq-a {
  display: none;
  padding: 0 24px 20px;
  font-size: 14px; color: var(--muted); line-height: 1.7;
}
.faq-item.open .faq-a { display: block; }

/* CTA SECTION */
.cta-section { background: var(--blue); text-align: center; position: relative; overflow: hidden; }
.cta-section::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 50% 50%, rgba(201,168,76,0.12) 0%, transparent 60%);
}
.cta-inner { position: relative; z-index: 1; max-width: 640px; margin: 0 auto; }
.cta-section .section-title { color: var(--white); }
.cta-subtitle {
  font-size: 17px; color: rgba(255,255,255,0.7);
  margin: 16px 0 40px; line-height: 1.6;
}
.cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* FOOTER */
footer {
  background: var(--navy);
  padding: 60px 60px 40px;
  border-top: 1px solid rgba(201,168,76,0.15);
}
.footer-grid {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px; margin-bottom: 48px;
}
.footer-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.footer-brand img { height: 48px; width: auto; mix-blend-mode: screen; filter: brightness(1.8); flex-shrink: 0; }
.footer-brand-text {
  font-family: 'Montserrat', sans-serif;
  font-size: 20px; font-weight: 700;
  color: #ffffff; letter-spacing: 1px;
  line-height: 1.15;
}
.footer-brand-text span { color: #4a9fd4; font-size: 20px; letter-spacing: 1px; }
.footer-desc {
  font-size: 13px; color: rgba(255,255,255,0.4);
  line-height: 1.7; max-width: 260px;
}
.footer-col h5 {
  font-size: 12px; font-weight: 700;
  letter-spacing: 1.5px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 20px;
}
.footer-col a {
  display: block;
  font-size: 13px; color: rgba(255,255,255,0.5);
  text-decoration: none; margin-bottom: 10px;
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--white); }
.footer-col p { font-size: 13px; color: rgba(255,255,255,0.5); margin-bottom: 10px; }
.footer-bottom {
  max-width: 1200px; margin: 0 auto;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,0.06);
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 8px;
}
.footer-bottom p { font-size: 12px; color: rgba(255,255,255,0.3); }

/* WHATSAPP FLOAT */
.whatsapp-float {
  position: fixed; bottom: 28px; right: 28px; z-index: 999;
  width: 56px; height: 56px;
  background: #25d366;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.4);
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
}
.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 28px rgba(37,211,102,0.5);
}

/* ANIMATIONS */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}
.reveal { opacity: 0; transform: translateY(32px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

/* PAGE HERO (internal pages) */
.page-hero {
  min-height: 45vh;
  background: var(--navy);
  display: flex; align-items: center;
  padding: 140px 60px 80px;
  position: relative; overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(46,111,212,0.18) 0%, transparent 60%);
}
.page-hero-content { position: relative; z-index: 1; max-width: 1200px; margin: 0 auto; width: 100%; }
.page-hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(36px, 5vw, 56px);
  color: var(--white); font-weight: 900;
  margin-bottom: 16px;
}
.page-hero p { color: rgba(255,255,255,0.65); font-size: 18px; max-width: 560px; }

/* SOBRE */
.sobre-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.sobre-img img { width: 100%; max-width: 420px; border-radius: 12px; }
.sobre-text .section-label { color: var(--gold); font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; margin-bottom: 16px; }
.sobre-text h2 { font-family: 'Playfair Display', serif; font-size: clamp(28px, 3vw, 42px); font-weight: 900; color: var(--text); margin-bottom: 24px; }
.sobre-text p { color: var(--muted); line-height: 1.8; margin-bottom: 16px; font-size: 16px; }

.valores-section { background: var(--navy); padding: 100px 60px; }
.valores-inner { max-width: 1200px; margin: 0 auto; }
.valores-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 32px; margin-top: 48px; }
.valor-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 12px; padding: 36px 28px;
}
.valor-icon { font-size: 32px; margin-bottom: 16px; }
.valor-card h3 { color: var(--white); font-size: 20px; font-weight: 700; margin-bottom: 12px; }
.valor-card p { color: rgba(255,255,255,0.55); font-size: 14px; line-height: 1.7; }

.partners-section { background: var(--navy); padding: 80px 0; position: relative; }
.partners-section::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(ellipse at center, rgba(201,168,76,0.08) 0%, transparent 60%);
  pointer-events: none;
}
.partners-inner { max-width: 1200px; margin: 0 auto; text-align: center; padding: 0 60px; position: relative; }
.partners-section .section-label { color: var(--gold); }
.partners-section h2 { color: #fff; }
.partners-section p.partners-sub { color: rgba(255,255,255,0.6); max-width: 560px; margin: 12px auto 0; line-height: 1.7; }
.partners-marquee {
  margin-top: 48px;
  overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 10%, #000 90%, transparent 100%);
          mask-image: linear-gradient(90deg, transparent 0, #000 10%, #000 90%, transparent 100%);
}
.partners-track {
  display: flex;
  width: max-content;
  animation: marquee 36s linear infinite;
  align-items: center;
  will-change: transform;
}
.partners-marquee:hover .partners-track { animation-play-state: paused; }
.partner-name-item {
  flex-shrink: 0;
  font-family: 'Playfair Display', serif;
  font-size: 36px;
  font-weight: 700;
  color: rgba(255,255,255,0.85);
  letter-spacing: 0.5px;
  white-space: nowrap;
  padding-right: 112px;
  position: relative;
  transition: color 0.25s ease;
}
.partner-name-item::after {
  content: "";
  position: absolute;
  right: 53px;
  top: 50%;
  width: 6px; height: 6px;
  margin-top: -3px;
  background: var(--gold);
  border-radius: 50%;
  opacity: 0.6;
}
.partner-name-item:hover { color: var(--gold); }
@keyframes marquee {
  from { transform: translateX(0); }
  to   { transform: translateX(-25%); }
}
@media (prefers-reduced-motion: reduce) {
  .partners-track { animation: none; }
}

.depoimentos-section { padding: 100px 60px; background: var(--gray); }
.depoimentos-inner { max-width: 1200px; margin: 0 auto; }
.depoimentos-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 32px; margin-top: 48px; }
.depoimento-card {
  background: var(--white);
  border-radius: 12px; padding: 36px;
  box-shadow: 0 4px 24px rgba(0,0,0,0.07);
  display: flex; flex-direction: column;
}
.dep-header { display: flex; align-items: center; gap: 16px; margin-bottom: 20px; }
.dep-foto { display: block; width: 60px; height: 60px; border-radius: 50%; background-repeat: no-repeat; background-color: #f3f4f6; border: 3px solid var(--gold); flex-shrink: 0; }
.dep-nome { font-weight: 700; color: var(--text); font-size: 16px; }
.dep-cidade { color: var(--muted); font-size: 13px; }
.dep-audio { width: 100%; margin-top: 12px; }
.dep-texto {
  color: var(--muted); font-size: 15px;
  line-height: 1.7; font-style: italic;
}
.dep-texto::before {
  content: '"';
  font-size: 40px; color: var(--gold);
  line-height: 0; vertical-align: -16px; margin-right: 4px;
}
.dep-resumo { color: var(--muted); font-size: 14px; line-height: 1.6; margin-top: 12px; font-style: italic; }

/* COMO FUNCIONA */
.steps-full { margin-top: 64px; }
.step-row {
  display: grid; grid-template-columns: 80px 1fr;
  gap: 32px; padding: 40px 0;
  border-bottom: 1px solid rgba(0,0,0,0.07);
}
.step-row:last-child { border-bottom: none; }
.step-row .step-num {
  width: 64px; height: 64px; border-radius: 50%;
  background: var(--navy); color: var(--gold);
  font-size: 24px; font-weight: 900;
  display: flex; align-items: center; justify-content: center;
}
.step-content h3 { font-size: 22px; font-weight: 700; color: var(--text); margin-bottom: 12px; }
.step-content p { color: var(--muted); line-height: 1.8; }
.step-detail {
  margin-top: 16px;
  background: var(--gray);
  border-radius: 8px; padding: 16px 20px;
  list-style: none;
}
.step-detail li {
  color: var(--muted); font-size: 14px;
  margin-bottom: 6px; padding-left: 20px;
  position: relative;
}
.step-detail li::before { content: '✓'; position: absolute; left: 0; color: var(--accent); font-weight: 700; }

.req-section { background: var(--navy); padding: 80px 60px; }
.req-inner { max-width: 1200px; margin: 0 auto; }
.req-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 24px; margin-top: 48px; }
.req-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 10px; padding: 28px;
}
.req-card h4 {
  color: var(--gold); font-size: 15px;
  font-weight: 700; margin-bottom: 12px;
  text-transform: uppercase;
}
.req-card ul { list-style: none; padding: 0; }
.req-card li {
  color: rgba(255,255,255,0.65); font-size: 14px;
  margin-bottom: 8px; padding-left: 20px; position: relative;
}
.req-card li::before { content: '→'; position: absolute; left: 0; color: var(--accent); }

.cta-band { background: var(--gold); padding: 80px 60px; text-align: center; }
.cta-band h2 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px,3vw,40px);
  color: var(--navy); font-weight: 900;
  margin-bottom: 16px;
}
.cta-band p { color: rgba(10,22,40,0.7); margin-bottom: 32px; }
.btn-navy {
  background: var(--navy); color: var(--white);
  padding: 16px 40px; border-radius: 4px;
  font-weight: 700; text-decoration: none;
  display: inline-block;
}

/* SIMULAÇÃO */
.sim-section { padding: 80px 60px; background: var(--gray); }
.sim-inner { max-width: 900px; margin: 0 auto; }
.sim-form {
  background: var(--white);
  border-radius: 16px; padding: 56px;
  box-shadow: 0 8px 48px rgba(0,0,0,0.09);
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.form-group { display: flex; flex-direction: column; gap: 8px; }
.form-group.full { grid-column: 1/-1; }
.form-group label {
  font-size: 13px; font-weight: 700;
  color: var(--text); text-transform: uppercase;
  letter-spacing: 0.3px;
}
.form-group label .req { color: #dc2626; }
.form-group input,
.form-group select,
.form-group textarea {
  padding: 14px 16px;
  border: 1.5px solid #e5e7eb;
  border-radius: 8px; font-size: 15px;
  font-family: 'DM Sans', sans-serif;
  outline: none;
  transition: border-color 0.2s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--accent); }
.form-group input:invalid:not(:placeholder-shown) { border-color: #dc2626; }
.form-error {
  color: #dc2626; font-size: 12px;
  margin-top: -4px; min-height: 16px;
}
.form-consent {
  display: flex; align-items: flex-start;
  gap: 10px; margin-top: 4px;
  font-size: 13px; color: var(--muted);
  line-height: 1.5;
}
.form-consent input { margin-top: 3px; flex-shrink: 0; }
.form-consent a { color: var(--accent); text-decoration: underline; }
.btn-submit {
  width: 100%; padding: 18px;
  background: var(--gold); color: var(--navy);
  font-size: 17px; font-weight: 700;
  border: none; border-radius: 8px;
  cursor: pointer; transition: background 0.2s;
  font-family: inherit;
}
.btn-submit:hover { background: var(--gold-light); }
.btn-submit:disabled { opacity: 0.5; cursor: not-allowed; }
.sim-info { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; margin-bottom: 48px; }
.sim-info-card {
  background: var(--white);
  border-radius: 10px;
  padding: 28px 24px; text-align: center;
  border: 1px solid rgba(0,0,0,0.06);
}
.sim-info-card .num { font-size: 26px; font-weight: 900; color: var(--navy); }
.sim-info-card .lbl { font-size: 13px; color: var(--muted); margin-top: 4px; }
.disclaimer { font-size: 12px; color: var(--muted); text-align: center; margin-top: 20px; }

/* CONTATO */
.contato-section { padding: 80px 60px; }
.contato-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; }
.contato-info h2 { font-family: 'Playfair Display', serif; font-size: 36px; font-weight: 900; color: var(--text); margin-bottom: 16px; }
.contato-info > p { color: var(--muted); line-height: 1.8; margin-bottom: 40px; }
.contato-item { display: flex; gap: 16px; margin-bottom: 28px; align-items: flex-start; }
.contato-icon {
  width: 48px; height: 48px; border-radius: 10px;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; flex-shrink: 0;
}
.contato-item h4 { font-size: 13px; font-weight: 700; color: var(--text); margin-bottom: 4px; text-transform: uppercase; }
.contato-item a, .contato-item p { color: var(--muted); font-size: 15px; text-decoration: none; line-height: 1.5; }
.contato-item a:hover { color: var(--accent); }
.contato-form {
  background: var(--white);
  border-radius: 16px; padding: 48px;
  box-shadow: 0 8px 48px rgba(0,0,0,0.09);
}
.contato-form h3 { font-family: 'Playfair Display', serif; font-size: 24px; font-weight: 900; color: var(--text); margin-bottom: 28px; }
.contato-form .form-group { margin-bottom: 20px; }

/* BLOG */
.blog-section { padding: 80px 60px; background: var(--gray); }
.blog-inner { max-width: 1200px; margin: 0 auto; }
.blog-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 32px; margin-top: 48px; }
.blog-card {
  background: var(--white);
  border-radius: 12px; overflow: hidden;
  box-shadow: 0 4px 24px rgba(0,0,0,0.07);
  transition: transform 0.2s;
  display: flex; flex-direction: column;
}
.blog-card:hover { transform: translateY(-4px); }
.blog-img {
  height: 180px;
  display: flex; align-items: center; justify-content: center;
  font-size: 48px;
}
.blog-body { padding: 28px; display: flex; flex-direction: column; flex: 1; }
.blog-tag {
  font-size: 11px; font-weight: 700;
  color: var(--accent); text-transform: uppercase;
  letter-spacing: 1px; margin-bottom: 10px;
}
.blog-body h3 { font-size: 18px; font-weight: 700; color: var(--text); margin-bottom: 12px; line-height: 1.4; }
.blog-body p { color: var(--muted); font-size: 14px; line-height: 1.7; margin-bottom: 20px; flex: 1; }
.blog-link {
  color: var(--accent); font-size: 14px;
  font-weight: 600; text-decoration: none;
}
.blog-cta { background: var(--navy); padding: 80px 60px; text-align: center; }
.blog-cta h2 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(24px,3vw,36px);
  color: var(--white); font-weight: 900;
  margin-bottom: 12px;
}
.blog-cta p { color: rgba(255,255,255,0.6); margin-bottom: 28px; }

.map-container { width: 100%; height: 380px; }
.map-container iframe { width: 100%; height: 100%; border: none; }

/* RESPONSIVE */
@media (max-width: 900px) {
  nav { padding: 16px 24px; }
  .nav-toggle { display: block; }
  .nav-links {
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: var(--navy);
    flex-direction: column;
    padding: 24px;
    gap: 20px;
    border-bottom: 1px solid rgba(201,168,76,0.2);
    display: none;
  }
  .nav-links.open { display: flex; }
  .nav-links li { width: 100%; }
  .nav-links a { display: block; padding: 8px 0; }
  .nav-cta { text-align: center; }

  section { padding: 64px 24px; }
  .hero { padding: 100px 24px 64px; }
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
  .hero-card { display: none; }
  .steps { grid-template-columns: 1fr 1fr; gap: 24px; }
  .steps::before { display: none; }
  .benefits-inner { grid-template-columns: 1fr; gap: 48px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .trust-bar { padding: 16px 0; flex-direction: column; gap: 10px; align-items: stretch; }
  .trust-label { padding-left: 0; text-align: center; }
  .trust-track { animation-duration: 24s; }
  .trust-name { font-size: 14px; padding-right: 32px; }
  .trust-name::after { right: 14px; }

  .page-hero { padding: 120px 24px 64px; }
  .sobre-grid { grid-template-columns: 1fr; gap: 40px; }
  .valores-grid { grid-template-columns: 1fr; }
  .valores-section { padding: 64px 24px; }
  .partners-section { padding: 64px 0; }
  .partners-inner { padding: 0 24px; }
  .partners-track { animation-duration: 28s; }
  .partner-name-item { font-size: 26px; padding-right: 72px; }
  .partner-name-item::after { right: 34px; width: 4px; height: 4px; margin-top: -2px; }
  .depoimentos-section { padding: 64px 24px; }
  .depoimentos-grid { grid-template-columns: 1fr; }
  .req-section { padding: 64px 24px; }
  .req-grid { grid-template-columns: 1fr; }
  .cta-band { padding: 64px 24px; }
  .sim-section { padding: 64px 24px; }
  .sim-form { padding: 32px 24px; }
  .form-grid { grid-template-columns: 1fr; }
  .sim-info { grid-template-columns: 1fr; }
  .contato-section { padding: 64px 24px; }
  .contato-inner { grid-template-columns: 1fr; gap: 48px; }
  .contato-form { padding: 32px 24px; }
  .blog-section { padding: 64px 24px; }
  .blog-grid { grid-template-columns: 1fr; }
  .step-row { grid-template-columns: 60px 1fr; gap: 16px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  footer { padding: 48px 24px 32px; }
}

@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr; }
  .hero-title { font-size: 36px; }
}